TobillionHomes

Mortgage Calculator

Plan your investment in the Kenyan property market with precision. Estimate your monthly repayments and understand your borrowing capacity.

Loan Details

KES 15,000,000
KES
%

Current market average: 13.0% - 15.0%

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Affordability Tip

In Kenya, lenders typically recommend that your monthly mortgage repayment does not exceed 40% of your gross monthly income.

Estimated Monthly Payment

KES 175,400
verified_user Standard Bank Rate Applied

Payment Breakdown

Principal 40%
Principal Payment
KES 70,160
Interest Component
KES 105,240
Total Repayment KES 31.5M

Mortgage Guide for Kenya

Market Insights

Step-by-Step Home Buying Process in Kenya

Learn about valuation fees, stamp duty (4% for urban, 2% for rural), and legal fees required for your purchase.

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Top Lending Partners

Compare rates from KCB, Stanbic, and NCBA. We help you negotiate the best spreads.

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Stamp Duty Calculator

Don't forget the hidden costs. Calculate your legal and government fees instantly.

Project Financing

Thinking of building? Explore construction loans with staged disbursements tailored for off-plan projects in Kilimani and Kileleshwa.